Home-ownership is a major aspiration for most working Filipinos and their families. However, the majority of people who dream of owning property seldom have enough cash to immediately pay for a house in full. This is why many turn to housing loans for their property purchase.
In the Philippines, it comes down to either turning to the Home Development Mutual Fund (or the Pag-IBIG Fund) or a private lender, mostly commercial or universal banks, for the needed loan.
As you search on printed classifieds or online listings for your future home, it is ideal to know the differences between the two […] Continue Reading…
Note from blog owner: Since I’ll be having a newborn a couple of months from now, I’m featuring here an article from a guest contributor, Derek Lotts, an Advisory Editor of SmoothDecorator.com, on how to make sure that our place becomes an ideal abode for our newborn infants. I still don’t know where to categorize this (I’m temporarily posting this under Green Living and Home Organization) because this is something new here, but I’m sure I’ll be writing personally about my experiences as a first time mom very, very soon. – EOD
Duterte’s enemies are expected to do everything they can to prevent him from winning. They have agendas and interests to protect. A Duterte presidency is a very threaten
ing prospect. This is the reason why they are very desperate in throwing accusations againsts him now that the election is just a week away.
But, I actually don’t expect that many of their supporters are too rabid in criticizing us (Duterte supporters) to the point that all they can post on their walls are mostly about Dutertards instead of highlighting the good qualities […] Continue Reading…
I’ve been really, really planning to write about this but I only got the time, drive, and resources right now. Hopefully I can finish blogging about all the memorable and unforgetable experiences I had during those 24 days.
An Opportunity to Travel for the First Time in Batanes
It was around January or February last year when a friend asked me if I would like to go with her to Batanes. I grabbed the opportunity without a lot of thinking.
Batanes is part of my Travel bucketlist. Thus, when an opportunity came, I didn’t have any second thoughts.
The things you least expected often bring more joys and contentment into your life.
My journey to Agnosticism and Atheism is filled with subtle yet consistent sequences of unexpected revelations.
Growing up in a typical Catholic family within a typical Catholic community in a country wherein religious teachings are considered as absolute facts, it is always a struggle for a person like me to break away from deep childhood indoctrination.
My journey is very life-changing. It makes me appreciate more the value of life. It makes me symphatize more with people. In short, it makes me a better person.
A few days ago, I was fondly watching my nephew (6) and niece (2) playing in our room. I noticed they’ve been viewing the same cartoon videos over and over again.
Out of the blue, I asked them if they want to see how the universe looks like. To my surprise, they were very interested and they kept on asking me about it while watching the videos.
Then, suddenly, one of those videos shows a scene wherein Earth is eaten by the Sun. I told them that billions of years from now, the Sun will explode and Earth will be destroyed.
We can all see the charm in going unplugged on a vacation. After all, who needs constant e-mails from work and senseless bragging of some people on social media during a holiday?
But things have changed over the years. Mobile devices enhance convenience, not disturb the peace and quiet, while on a vacation or travel abroad. Based on a 2013 Holiday Travel Survey, 65% of smartphone users say they see a “clear sailing ahead.” At the same time, non-smartphone users are 5% more likely to predict “nothing but chaos” in their travels compared to smartphone users. The study further revealed that […] Continue Reading…
Condo living is often associated with luxury and convenience. In so many ways, that’s true. Location is supreme, condo amenities are world-class, and comfort is of prime importance. But this doesn’t mean that trends in condo living do not value being practical, realistic, prudent, and even frugal.
The concept of frugal living isn’t really new. A lot of us have already been doing it out of necessity. But frugal living trends nowadays have been elevated as a matter of lifestyle, something that people do to live better. In the past, frugality was associated with negative connotations such as penny-pinching, tight-fisted, […] Continue Reading…
While Boracay has long been a top international tourist destination, this breathtaking paradise does not fail to amaze people with new adventures whether you want to relax or to unleash your inner daredevil. Thanks to its countless splendid wonders and to people’s ingenuity to make the most out of them, you will never run out of activities to do in Boracay.
From soaking up in loads of water fun and land adventures to getting the best out of your Boracay beach resort and hotel accommodation, here are some of the best activities you can do in Boracay. So take your […] Continue Reading…
Are you looking for a restaurant to spend your special days or holidays here in Cebu? Cowrie Cove Restaurant in Shangri-La, Mactan is one of Cebu’s fine dining destinations wherein you can enjoy your food while savoring the view of the beach.
A couple of weeks ago, I had a chance to sample their Festive menu along with my fellow members of Cebu Bloggers Society. Here’s the menu that Cowrie Cove specifically prepared for us.
Here are the people I was with while enjoying the foods, small chitchats, the sea breeze, and the pleasant humid atmosphere at the sea view part of Cowrie […] Continue Reading…
It’s no secret that Asia is home to some of the best scenic views in the world. Considering that it’s the world’s largest continent, you’re sure to discover places any photographer will deem as paradise.
However, the entire continent is vast and it would be tremendously time-consuming for you if you’re embarking on a quest to capture the best places with only your camera and your wanderlust to bank on. You need proper information to make your hunt for great capture-worthy sites as efficient as possible.
Make your travel photography a breeze with these 12 capture-worthy places in Asia:
Image via: flickr
Living a frugal life isn’t bad, but overdoing it can certainly have its repercussions. Being strategic and planning all your expenses without reflecting on your actions can defeat the whole purpose of living economically.
Focusing on just the numbers can take the fun out of your life. What’s more, putting too many restrictions on yourself and going overboard with budgeting can prove to be disastrous. Here are just a few disadvantages of being too frugal that you need to be wary of.
You Might Become a Cheapskate
In your efforts to save as much money as possible for more meaningful […] Continue Reading…
While Paris has the Eiffel Tower, London’s got the Big Ben and New York has the Empire State, the Philippines’ pride is its natural beauty away from the cities. In a global report, the Philippines ranks among the world’s best places to visit because of its splendid, natural attraction: the beaches. This is unsurprising to anyone who has visited any of these majestic beaches in the Philippines, spread across the country’s 7,107 islands. Powdery soft sand, gentle sea breeze, rich aquatic wonders, year-round sunshine, friendly smiles—all this and more make the Philippines a must-visit. So when are you traveling?
For both intrepid and newbie travelers, the question remains: just what exactly compels one to begin and continue traveling? What is the animating force that moves one’s feet to explore and re-explore? Ultimately, is it the age-old quest for the journey or the destination — or should a fruitful objective be a combination of both?
Let us build on some common objectives of traveling you yourself might have. See how magic appears by occasionally diverging from these travel objectives. From solo traveling to family sojourns, from traveling for its own sake to traveling for recognition, from the value of […] Continue Reading…
People have different reasons for traveling. Some seek adventure, while some just want to simply get away. There’s also the thrill of meeting new people, discovering new places, and eating bizarre food. And for these reasons and so many others, travel has become a huge industry. In 2014, the United Nations World Tourism Barometer reported over one billion international tourist arrivals. A compilation of blogs and comments revealed that 32% of people travel out of curiosity. They want to see for themselves how other people live their lives. Gaining outlook and perspective is the second most popular reason for […] Continue Reading…
Whether you’re an upcoming graduate or an experienced professional considering a career shift, at one point you may have considered working overseas. While you were excited by the opportunity to discover a new country and get paid while doing it, it’s likely that some of your closest friends and family have already advised you against it. They would say you’ll be lonely, you won’t know anyone over there, or you don’t even speak the language. Those are some common lines you’ve probably heard from the naysayers. Still, you’re dying to get out into the world!
Everyone wants to feel safe and secured right in their home. After all, your home is your territory and sanctuary. But the thing is, whether you like it or not, burglaries happen even to the best of us. In fact, the Federal Bureau of Investigation or FBI said that 74.5% of burglary cases in 2011 took place in residential properties.
In times like these, burglaries are no longer a question of “if” but of “when.” Anyone’s home can now easily become a target for crooks lurking around. But the good news is, you don’t have to become and remain a […] Continue Reading…
Traveling makes us richer. It makes us richer with memories, experiences, and stories. It makes us richer with moments that take our breath away. We leave the comforts of home and throw ourselves into the unknown all in the name of these priceless moments (or perhaps a new profile picture). We can read all about the places and look at pictures, but concept is so much different from experience.
Traveling isn’t easy, of course. You invest time and money. You prepare yourself to be recklessly thrown into situations you have no control over. But on the other hand, the benefits […] Continue Reading…
It is impossible not to be swept away by the charming and stunning beaches in the Philippines. The Philippines is home to clear, turquoise waters with the most diverse marine life. The powder-fine beaches, the majestic islands, and the very friendly locals are your gateway to the best vacation ever. So pack your bags and see for yourself what it feels like to be in a piece of heaven. Below is a list of seven of the best beaches in the Philippines that you must go to right away. Let’s start.
There’s never been a better time to be a traveler. With the popularity of bargain airfares and affordable accommodations, more and more people can indulge the travel lust in them. With so many options when it comes to booking deals, it can get confusing which ones to grab and even more confusing how and where to look for the best offers. Putting together a great travel package does not stop at knowing how to choose the best travels destinations; it also involves getting the best price for fare and accommodations.
There’s always a cheaper way to fly.
Doesn’t the mere thought of traveling makes you happy and giddy? While typing “things to do” and “what to eat” in a certain country or city, you suddenly realize how wonderful it is to live. Add a little more something to it like a diploma and a degree and you got the recipe for the most perfect getaway.
It should not be surprising that the number of international students around the world is on the rise. Studying abroad has “lucky” written all over it. It’s not every day that you get to travel while learning. According to a 2009 statistics […] Continue Reading…
Probably one of the best travel-related news I heard these days is the current and upcoming renovations being done in our international airport here in Cebu.
On the 16th of this month, I had the chance to participate in an airport tour headed by Andrew Harrison, Chief Executive Advisor of GMR-Megawide Cebu Airport Corporation. We were briefed about the current and upcoming developments in Mactan Cebu International Airport.
Seeing the progress of the current renovation project made me feel more excited about the future of tourism and travel here in Cebu. One of the best highlights of the tour is the […] Continue Reading…
CEBU INTERNATIONAL TRAVEL EXPO (CITE), the biggest and the most anticipated travel show in Visayas region, will once again open its doors at Waterfront Cebu City Hotel & Casino, Lahug on July 23-25, to gather thousands of trade visitors and travel enthusiasts in one place, Globa-link MP Events International Inc., (GLMP) is now its 6th year in organizing the annual event together with the Cebu Association of Tour Operators (CATO) and Cebu Tours and Travel Association (CTTA).
“We were honestly quite overwhelmed with the results that we got for the show last year,“ shared by Patrick Lawrence Tan, CEO of […] Continue Reading…
Putting up a new venture and running a business demand tremendous amounts of discipline and efficiency. After all, there is a lot at stake when you are doing business: the capital invested, the jobs of your employees, your dreams, and so on. Add to this pressure the constant demand for entrepreneurs and businessmen to travel.
According to the Global Business Traveler Association, business travelers go on an average of 268 miles per business trip. If the trip requires flights, this figure can skyrocket up to 954 miles. The association also revealed that business travelers spend an average of two overnight […] Continue Reading…
Calling all Krispy Kreme lovers! In celebration of Krispy Kreme’s 78th birthday, they will be having a one-day promo tomorrow, July 13, wherein all KK lovers can buy 1/2 dozen of its original glaze doughnuts for only Php78.00.
You should show the KK crew that you installed your Krispy Kreme app in your smartphone (Android and iOS).
Those who don’t have Android or iOS on their phones can just take a screenshot of their promo on their Facebook fan page. Each customer is entitled to buy 1 dozen honey glaze doughnuts under the promo.
Cebu Bloggers Celebrates Krispy Kreme’s 78th Birthday
Photo Credit: Sinjin […] Continue Reading…