Home Buying Tips: Bank versus In-House Financing

There are definitely many things to consider when buying a house, but this does not stop anyone from dreaming of their very own home. One of the biggest challenges that people face when it comes to house ownership is actually having the cash to purchase one upfront. Applying for a housing loan provides a viable […]

How to Save Money during the Year to Go On Your Dream Vacation

For too many people, going on a dream vacation can feel like an unattainable goal. While it would be amazing to travel to exotic destinations like Thailand, Australia, Singapore or Jamaica, many of us think that we would never be able to save up enough money to travel to these places comfortably, even if we […]

Kitting Out a New Home on a Budget

Starting off in a new home isn’t cheap. Apart from the initial cost of deposits and agency or mortgage fees, you’ll have to stump up the funds to kit out your pad. The good news is, there are lots of money-saving tactics that you can employ in order to keep your spending down. Shop around […]

How to Move Into a House without Breaking the Bank

Moving can be a costly endeavor, even if you try to do most of the moving yourself. After all, there are so many details to be tended to, many of which cost something. For instance, the process of turning off utilities at the old place usually incurs a fee, as does turning on utilities at […]

Losing Weight and Eating Healthy while on a Budget

Photo Credit Anyone who wants to lose weight or lose the belly fat must perfectly understand that to achieve that goal, diet and exercise should go together. Not just one, but both. But given our modern trying times, another key factor comes into the picture: budget. And honestly, it plays a very big role in […]

Top 8 Effective Ways to Encourage Your Child to Save Money

We are living in difficult financial times, so one of the most important lessons for your children to learn is how to put money aside for a rainy day or for unexpected situations that may be around the corner. It can be tough to get children motivated by saving money, so we’ve come up with […]

How to Live a Frugal Life as a Student

N.B.: When I was a student, I scrubbed floors and cleaned office furniture to free my parents from the burden of college tuition.  Though I worked as an assistant to our College Guidance Psychometrician, my daily tasks (aside from conducting exams and checking test papers) involve taking on menial jobs and running errands.  Looking back, […]

Frugal Home Ideas: Green and Self-Reliant Additions to Your Home That Save Money

N.B.: Have you been thinking how to save electricity and lessen the frequency of buying new bulbs every time they got damaged? Or, perhaps are you planning to cut off on energy cost by buying solar-powered appliances? If you have these thoughts then you may continue reading below.  The following guest post is from my […]

10 Frugal Tips to Save Money in Shopping For Your Food Storage

N.B: Here’s another informational guest post submitted by our friends from FoodInsurance.com. – EOD While food storage is something you know you need, it isn’t always that easy. If you are on a budget, the cost of prepackaged foods can be insanely costly and it might be tough to imagine buying enough for 3 months, […]

Frugal Real Estate Tips:How to Save & Make Money by Buying a House to Renovate

There are numerous homes which are currently on the market that need serious work done to them before they will be habitable. If you ever dreamt of owning a fixer-upper of a house, you are in luck, since these days there is no shortage of them out there. You will be pleased with the benefits […]

How to Celebrate a Frugal Birthday

N.B: Another way to save money if you are celebrating your birthday (that is not mentioned in the guest contribution below) is by celebrating it with someone who has the same birth date as you.  (In my case I will be celebrating my birthday with “soulmate” later this month.)  You can save money if you […]

Frugal Living Tip: Saving Money by Buying and Storing Bulk Foods

This is a follow-up article for Frugal Living Tip: How to Save Money by Buying Coffee in Bulk.  If you are interested to become one of our guest contributors, kindly check the note on the right side bar. Often times, with the busy lives that many people live now, not much thought is put into […]

Frugal Living Tip: How to Save Money by Buying Coffee in Bulk

Note:  Here is another guest post from our friends from DailyBread.com on how to save money by buying coffee in bulk. Photo: Jeff Kubina. Licensed under the Creative Commons Attribution-Share Alike 2.0 Generic license. The price of coffee has escalated over the last decade or so, and this is bad news for coffee lovers, especially […]

How Much I Save from Metro Gaisano’s 1-Day Crazy Sale

My grocery shopping early this morning was greeted by mobs of shoppers in Gaisano Metro. I have no idea that they were having a 1-Day Crazy Sale. I had a moment of doubts if I will go in or not as I really hate doing grocery with lots of people bumping on me and the […]

Guest Post: 5 Ways to Save Money by Having a Food Storage Plan

Food storage plans aren’t just for emergencies. They’re also a great way to save money on foods you buy regularly. Every increasing food prices create challenges for households living on a frugal budget. Home food storage allows you to use resources you already have to stretch out your funds during hard financial times. With the […]

Top 6 Money Saving Tips You Should Try

This is a guest post by Rick Murphy, a finance expert writer. If you are frantically looking for money saving ideas on Google and reading this article intently, this means finally realization has dawn on you and you are planning to create a strong savings plan. No matter why you like to save, for an […]