5 Reasons Why I Prefer Palawan Pawnshop over Other Money Transfer Services
I’ve already been to lots of money transfer services and most of them didn’t meet my expectations. Some have very rude clerks and others employed security guards who are not trained how to treat a customer properly. Others, on the other hand, have unnecessary rules that make the lives of customers difficult, to the point of ruining their day. More »
Why I Decided that I Should Live Frugally
Living a frugal life is not easy. This is the very reason why I decided to blog about it so that I can keep track of my progress. For people like me who can’t resist the temptation in spending money every time something comes to fancy – living frugally can be very difficult to achieve. More »
Freelancing: How to Build a Client Base Part 1
In freelancing, one of the most important factors that can affect your career’s success is on how to find the RIGHT clients. Finding clients can be easier especially if you already have enough experience and you got a very good portfolio, but finding the RIGHT ones is one of the most challenging predicament most freelancers have to face. More »
My Basic Food Storage Plan – Week 1
As I mentioned in my 1-Month Basic Food Storage plan, my food storage stock for week 1 is consist of a 5-kilo rice and 4 canned goods. I bought all these during Metro Gaisano’s 1-Day Crazy Sale but these items were not on sale. I forgot to recheck their prices but I approximately bought them all for Php402 or $10.05. More »
Being a freelancer is a very rewarding path for creative and self-motivated people. You’re not tied to a mind-numbing commute or the same drab office day in and day out. You work on different and exciting projects, and meet new people all the time. Those who choose the freelance lifestyle are generally pretty happy with their choice, but finding new clients and new projects can sometimes be the most challenging thing they do. More »
Are the Buildings Being Built in Cebu South Road Properties Can Withstand Earthquakes?
N.B.: That is the very question that keeps on popping in my head every time I pass by the area. Are these buildings being built in SRP can withstand major earthquakes like those that happened in Japan? For sure the architects and engineers who were assigned to plan the layout of these buildings took proper care in ensuring that they are constructing properties that can withstand major catastrophes (especially if they are built in an area wherein the foundation is threatened by water).
Still under construction - SM Seaside City Cebu Soon to Open at SRP
But, what are [...] Continue Reading…
10 Frugal Tips to Save Money in Shopping For Your Food Storage
N.B: Here’s another informational guest post submitted by our friends from FoodInsurance.com. – EOD
While food storage is something you know you need, it isn’t always that easy. If you are on a budget, the cost of prepackaged foods can be insanely costly and it might be tough to imagine buying enough for 3 months, let alone a year. The trick is to save money wherever you can.
Shop Online
Internet stores frequently have better deals because they don’t have the overhead costs of a brick and mortar store, so check prices both online and off. Shopping online also eliminates [...] Continue Reading…
Basic Emergency Preparedness Precautions against Intruders
N.B.: Man-made disasters/emergencies such as theft, home invasions, and the like should also be part of our emergency preparedness planning. Though there’s no absolute ways to defend ourselves against hostile forces (unless you’re filthy rich and can afford to hire goons or private guards), equipping ourselves with the basic knowledge on how to defend our homes from criminals and other bad elements is a must. Below is a guest post on the basic precautions on how you can defend yourself and your family against intruders. – EOD
Crimes involving intruders can happen anywhere and these don’t even have to [...] Continue Reading…
Frugal Fashion: Handmade Upcycled Ipod Cable Earrings
N.B: Don’t just throw away your old Ipod cables. You can transform them into unique and very interesting pieces of fashion by following the instructions in the featured guest post below. – EOD
Nothing is more stylish than incorporating everyday items into your wardrobe. Creating your own jewelry pieces from spare or worn-out materials not only makes you stand out from the crowd but emphasizes your original taste. Why spend hundreds of dollars on jewelry when you can make your own earrings without spending a dime? Homemade upcycled iPod cable earrings can be made with nothing more than the unused [...] Continue Reading…
Frugal Fashion: How to Make a Beaded Necklace from Recycled Magazines
N.B: You don’t need to spend thousands of money to look fabulous and in-sync with fashion. Being frugal doesn’t mean you keep on wearing the same boring stuff over and over again. It’s on how you make use of the things around you to avoid spending your hard-earned money over unnecessary jewelries. Looking for creative ways to make cool accessories from used materials is not only good for mother earth, it is also good for your pockets. Below is a guest post on how you can make your very own fashionable beaded necklace from recycled magazines. – EOD
Great [...] Continue Reading…
Top 3 Affordable and Plastic-Free Food Storage Container Alternatives
Plastics have arguably become synonymous with modern day living. From plastic water bottles to plastic plates and spoons, plastic is virtually everywhere. Unfortunately, plastics contain harmful compounds such as phthalates, polyvinyl chloride, polystyrene, and tetrafluoro-ethylene. According to the Ecology Center, some of these compounds are carcinogenic. In addition, the compounds can affect the body’s immune system and cause birth defects. In fact, a study carried out by the Centers for Disease Control and Prevention (CDC) found traces of BPA in almost all urine samples collected from the study’s participants. Fortunately, you can avoid these harmful compounds by using plastic [...] Continue Reading…
Prepping Tip:How to Prepare your Business for Disaster
Operating a business is tough on its own. Small establishments struggle every day to stay in business. It becomes especially difficult when a disaster hits and many don’t have the resources to sustain from closing their operation. About one in four businesses close their doors for good after a disaster. Here are some tips to keep your establishment afloat before, during and after a disaster or calamity.
Before
Turn off propane tanks, and gas / electrical utilities at the main switches or valves, if instructed to do so by local authorities, or if your place of business is threatened by rapidly [...] Continue Reading…
Frugal Real Estate Tip: Budget Your Way to Owning Your First House
There is no quick means of making a decision to buy your first house. It is easy to fall in love with the house of your dreams that fits your personality and needs, but there is some work that needs to be done in order to make that dream into a reality. Buying real estate is not only a big decision; it is a life-changing decision that needs planning.
When you begin planning for your new home, it means establishing a budget and knowing where you stand financially. Creating a budget and understanding your finances will make it a lot [...] Continue Reading…
Frugal Real Estate Tips:How to Save & Make Money by Buying a House to Renovate
There are numerous homes which are currently on the market that need serious work done to them before they will be habitable. If you ever dreamt of owning a fixer-upper of a house, you are in luck, since these days there is no shortage of them out there. You will be pleased with the benefits you experience by owning a home that you plan on renovating.
One of these benefits is that you will almost certainly save money when you buy such a property. That is because the property value is based heavily on the appearance of the house, as [...] Continue Reading…
Basic Preparedness Kit to Survive an Earthquake
According to a study published in the Proceedings of the Natural Academy of Sciences, the number of earthquakes with a magnitude of 8.0 or higher has been increasing since 2004. Therefore, if you live in an earthquake prone area, it would be wise to have an emergency earthquake kit ready. If you have never prepared such a kit before, here are some of the vital necessities that you should include in the kit.
Food and Water
The Federal Emergency Management Agency’s (FEMA) set of guidelines says that your earthquake preparedness kit should contain enough food and water to last for at [...] Continue Reading…
Freelancing: How to Build a Client Base Part 1
N.B.: I decided to go full time in freelancing almost a year ago. My reasons? To have a more flexible working schedule and to get better income opportunities. And, as what I expected it is indeed very rewarding and I am encouraging everyone who is interested to try it. If you are currently committed to your office job, you can freelance in part time basis. That’s what I did for more than two years before I decided to quit my previous job. But, just like any other fields, you need to take risks and work hard before you can [...] Continue Reading…
How to Celebrate a Frugal Birthday
N.B: Another way to save money if you are celebrating your birthday (that is not mentioned in the guest contribution below) is by celebrating it with someone who has the same birth date as you. (In my case I will be celebrating my birthday with “soulmate” later this month.) You can save money if you do it this way because you can split the expenses between the two celebrants. The celebration will also become more meaningful and more memorable because you are celebrating it with someone who was also born on the date that you were born. Double [...] Continue Reading…
Frugal Recipes: Simple Desserts Cooked in the Microwave
N.B: It’s not yet too late to greet everyone a Happy New Year!! Here’s another gastronomic offering from one of my semi-regular contributors, Clare of My Passion For Food. I’ve already tried creating the first recipe (the Chocolate Mug Cake) but I haven’t perfected the right taste of the cake yet. ): Here’s how my mug cake looks like.
I’ve already done three batches but the results were the same. ): You can see that my mug cake is dry and doesn’t taste right. ):
I think I need more batches to take on to get the perfect microwaved chocolate mug [...] Continue Reading…
Prepping Tip: How to Make Your Food Storage Planning Fun and More Enjoyable
N.B.: Prepping should always be a part of our daily chores. I’m not obsessed with what they called TEOTWAWKI or “ISHTF”. This blog is more on practical prepping to be ready to life’s emergencies such as job loss and natural disasters. Here in the Philippines the very basic thing most people should be prepared of is to fight hunger. The very reason my country is still part of the world’s developing nations is the fact that until now we haven’t solved the problem of hunger and poverty yet. You can only make people do lots of great things if [...] Continue Reading…
Prepping Tip: Easy Steps to Freeze Dry Your Foods At Home
Note: Frugal Living is a lifestyle that entails preparedness in times of emergency situations. One of the survival skills that we need to learn is on how to preserve our foods so that we can store them for a long period of time. This article teaches us about freeze drying, a food preservation technique that can be done in the comforts of our home.
During the Second World War, allied troops found it challenging to transport serum samples to the front-lines. Back then, there was no portable refrigeration technology, and perishable medical supplies were highly prone to spoilage during [...] Continue Reading…
