Category Archives: Self Reliance

Top 5 Deadly Reasons Online Freelancing is Not for You

Almost two months ago, I received a private message via Facebook from one of my ex-colleagues.  She told me that she needed my opinion whether she’ll go full time in freelancing and leave her regular job.  Of course, the very first thing that I told her was to go for it.  That was in the context that I know fully well that she’s a pro in her field and she’s a very talented, skillful, and resourceful woman.  A few weeks later, she informed me that she just handed in her resignation letter.  Hooray!!! *Claps*  But wait…

I might be an advocate for online freelancing but I don’t want people to be uninformed or be misinformed with the serious risks associated with this kind of work.  To many, online freelancers may seem fortunate enough to work on their own, have flexible schedules, and earn more compared to those ones working in the office, but don’t get carried away.  Online freelancing has deadly (literally) risks and you should know about this before you jump into the bandwagon.

5 Deadly Reasons You Should Not Become an Online Freelancer

1. You Pay for Everything

Unlike working in an office wherein your boss or the owner pays for every facility and utility you use, in freelancing you pay for everything.  From the electricity, computer, internet, software subscriptions, down to the repairs and any work-related emergencies – you are the only one responsible for them all.  Compare that to those ones who work in a traditional set-up and you would surely choose the latter because it’s hassle free.  You only need to focus on your work.

As an online freelancer, I keep tab on the additional obligations that I need to properly manage.  Working on my own teaches me to become self-efficient, self-reliant, and most of all I learned to manage my finances the hard way.  If you are not willing to face this kind of responsibility, then online freelancing is not for you.

2. You Can Lost Your Client Any Time

This is one of the main reasons why most people who are new to online freelancing have quit easily.  They quickly labeled the industry as unstable and hurriedly look for a “regular” job.  While it is true that you can lost your client anytime, it is also a fact that 80% of the time, the responsibility of making your client stay is in your hand.  Online freelancing is like having your own business.  You need to know how to keep a constant flow of loyal clients that are willing to work and stay with you.

For me, the most important aspect of freelancing is “Client Retention“.  Anyone can attract a client right away but keeping them for good is where your real skills can be measured.

3. You Don’t Have Instant Insurance and Benefits

Unlike regular jobs wherein insurance and health benefits are already part of the compensation, in freelancing it is the freelancer’s responsibility to get them and ensure they are being diligently paid.  For those who don’t want to be bothered by these things, then freelancing is not for you.

Of course,  this may seem a great disadvantage.  But, once you realized how “much” have you missed by not taking the opportunity to work on your own, you would never be bothered by health insurance or social benefits anymore. (;

4. You Are Solely Dependent on the Internet

Online freelancing is fully dependent on the internet.  If a catastrophic event would lead to the annihilation of the internet, then its bye-bye time for all online freelancers.  This could mean the end of your source of income, the end of your world, the end of Facebook, and end of everything. ):  But, you need not to worry actually because you won’t be alone.  The end of the internet would mean unimaginable lost of income especially for big corporations.  They would surely ensure that the world wide web would keep on going.

In ordinary cases though, the problem with internet is only limited to slow connection and brown-outs more especially here in the Philippines.  The simple solution is to get more than one internet connection (from different internet service providers).  You can get a cable broadband connection and back it up with a data connection that you can use during brown-outs.  You can also buy an electric generator to lessen your work distraction during brownouts.

5. You Can Lost Your Sanity

You can literally lost your sanity if you don’t know when to relax and play.  This can happen to new freelancers who forget that getting more clients is not the main goal.  The main goal is to make them stay and choose you every time a new project comes in.  The moment you accepted more clients than you can handle is the time you increase the probability of losing all of them.

One of the biggest advantage of online freelancing is you can work anywhere and in my case, anytime.  But, these don’t come in easy package.  You would only rip the rewards if you work hard and you know how to manage your time properly.

For those who are planning to embark in this life changing career twist, you should remember that nothing of high value can be gotten in an instant (except for those people who were born in rich and wealthy families).  Online freelancing is not a quick-rich scheme that promises instant cash.  It is a risky career move that doesn’t only need hard-work but persistence, endurance, time, patience, and most of all resourcefulness.

Are you planning to go full time in online freelancing? Share your enthusiasm and fears below.

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Guest Post:Preparedness Tips For Family with Young Children

Note:  Here’s a guest post from FoodInsurance.com on how to prepare your family in times of emergencies.  As I am now featuring topics related to self-reliance and prepping, I believe this guest post will be helpful to me as well as to my new readers.

Experts agree that it is important for people to prepare for an emergency. Whether it is an act of terrorism or a natural disaster, having some basic supplies on hand can make a big difference when it comes to surviving a disaster. However, families, especially those with young children need to take some extra steps to ensure their children are able to cope with the difficulties and stress following any type of emergency situation.

For example, children have their own unique needs and preparing them for a disaster is important. Consider things like how your children will entertain themselves. Whether you need to relocate to a shelter or you plan on sheltering in place, children will need something to occupy their time. You can pack an emergency bag that includes a compact game, a couple of books or even crayons and coloring books. Giving kids an opportunity to relieve stress and engage in typical childhood activities will help them cope with even a difficult situation.

As you are preparing your disaster management plan, be sure to consider the types of foods you will have on hand. There are many types of foods that are easy to store and have a shelf-life that will last for decades. However, children also have some of their favorite foods and ensuring that they have something that they will enjoy can help keep even the pickiest kids comfortable during a disaster. Fortunately, you can find great food storage for a young family by simply adding a few of their favorite foods in a shelf-stable form. Freeze-dried strawberries, peaches and other fruits are often some of the favorites for children.

Part of preparing for a disaster is making an emergency plan. While young children might not be able to contribute much to the actual planning, they should be included in some of the discussions. There is no need to frighten children, but letting them know that you are taking precautions to ensure their safety can actually provide a measure of comfort. Let them help choose a favorite toy to put in their emergency bag. Children can also help decide the types of snacks they would like in their bag. Let them play a role in some of the decisions that go into your emergency preparedness plans.

Choose a child-friendly emergency bag for young kids. This can be a small backpack featuring their favorite cartoon character or it can be a duffel bag in a favorite color. When kids have their own emergency bag, they can take an active role in helping to prepare for an emergency.

When planning your emergency necessities, be sure to include a flashlight and extra batteries for each of your children. Young kids can be frightened of the dark and many times an emergency will mean there is no electricity. Letting each child have their own light source can be very comforting for them.

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Why I Decided that I Should Live Frugally

Living a frugal life is not easy.This is the very reason why I decided to blog about it so that I can keep track of my progress.For people like me who can’t resist the temptation in spending money every time something comes to fancy – living frugally can be very difficult to achieve.But, I will try my best to get my long term goals and will restrain myself from falling back to the old me.

Going back to the title of this post, there are several life-changing reasons why I decided to live frugally.Not just to save money and resources, but also to save myself from relying on anyone mentally, physically, and emotionally.

To Save Myself from Emotional Disasters and Meltdowns

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Frugal living for me doesn’t just involve saving money and the like.For me, it is a lifestyle that helps a person become stronger when it comes to dealing with his or her emotions and relationships.Being frugal emotionally means you know how to control your behavior and has the skills to determine when to stop investing your emotions to someone.

Frugality in terms of dealing with relationships means the ability to know which kind of people to establish bonds with.It is the skill on how to choose those ones you are comfortable with and stop hanging out with those ones that bring anxieties and depressions.In short, only hang out with people you are comfortable with – those ones whom you are confident in showing the REAL YOU.

To Become Self-Reliant and Independent

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Are you still being waked up by your mother every morning to eat breakfast? Do you still ask your husband to put the gallon of water on the dispenser?Do you still call for a computer technician to reformat your hard-drive?These are simple tasks that you can do on your own but you are too used of having someone do it for you.What will you do if one day your mom is already gone, or your husband left you, or you can’t fix your PC because there’s no technician in sight?

Self-reliance is one basic human survival skill most of us living in this modern world have already forgotten.We become more and more reliant on modern technology which becomes a great disadvantage in times of calamities and emergencies.Just imagine how you can live without electricity.

Relying on myself is something that I’ve been practicing for almost a year now.I don’t need anyone to put a gallon of water for me on top of the dispenser.I can fix minor plumbing problems.I can carry a bicycle by myself up to the 2nd floor.I cook my own meals.I pay the monthly bills on my own.I can fix my PC any time.I can carry big pails of water.These things might be mundane and ordinary, but I’m proud I can do them all by myself.

To Be Debt-Free and Achieve Financial Freedom

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Most of us Filipinos are willing to do anything just to make an impression especially during fiestas, birthdays, wedding, and any kind of parties to the point of burying ourselves in debts.Our hospitality is taking a toll on us as we are already spending beyond our means.This often results to financial instability and prods others to take on more debts to cover their other debts.This is definitely a very sad situation.

My goal is to live a debt-free life and become more financially stable before I reach 40.I don’t want to become one of those middle-aged people who are still struggling financially and are still living paycheck to paycheck.I want to enjoy my retirement years in peace, living in a small farm, feeding my chickens and goats, planting flowers and veggies…

Lastly, I don’t want to become one of those Filipino parents who are very dependent to their children.  I don’t want to become a burden to anyone, especially to my future children.I think this tradition of Filipino parents being very reliant to their off springs has in some other ways hinder them (children) to enjoy life during their younger years.

So, can you see yourself living frugally? Share your struggles and experiences by commenting below.

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