Author Archives: Empress Of Drac
Home-ownership is a major aspiration for most working Filipinos and their families. However, the majority of people who dream of owning property seldom have enough cash to immediately pay for a house in full. This is why many turn to housing loans for their property purchase.
In the Philippines, it comes down to either turning to the Home Development Mutual Fund (or the Pag-IBIG Fund) or a private lender, mostly commercial or universal banks, for the needed loan.
As you search on printed classifieds or online listings for your future home, it is ideal to know the differences between the two housing loan types available to you, as it not only affects what size of home you can buy and when you can buy it, it also affects your finances for the foreseeable future.
|• Pag-IBIG member for at least 24 months
• Must have completed at least 24 monthly Pag-IBIG contributions (can be paid in a lump sum)
• Must be no more than 60 years of age at time of loan application
• Have no existing loans that are in arears
• Have no existing Pag-IBIG loans that have been cancelled, foreclosed, or bought back.• Be legally able to acquire and encumber real property
|• Borrower must be between the ages of 21 and 65 years old
• Must have tenure of at least two years with present company of employment, or
• Have at least three years’ worth of profitable operation if running a business or practicing profession
• Must meet the minimum monthly gross income set by lending bank (commonly ranges between Php30,000 and Php40,000) per month
When considering applying for a housing loan, the first that comes to mind for most working Filipinos is the Pag-IBIG loan. As it should be, since all full-time employees in the country are required to make monthly Pag-IBIG contributions, and not taking out a loan when needed would make those contributions seem for naught.
The biggest advantage for borrowers when opting for a Pag-IBIG loan is that the requirements are comparatively not as stringent as that of private lending institutions, letting almost anyone who is a member apply. Simply making timely contributions, not being 60 years of age, and having other existing loans, or at least those not in arears, all but guarantees approval for a Pag-IBIG loan.
|• Maximum of Php6 million (can be sum of multiple loans)
• Subject to other qualifiers like the member’s actual need and capacity to pay• Loan amount must not result in a monthly amortization that is 35% of borrower’s total gross salary
|• The minimum offered by banks differ with each, with some like the Bank of the Philippine Islands (BPI) offering as much as 80% of the total price of the property being purchased, as long as the loan does not exceed Php5million.
• The amount can also differ depending on where the property for sale is located, as is the case with banks like Philippine National Bank (PNB), whose loans differ between properties in and outside of Metro Manila.
While a Pag-IBIG loan is more accommodating for low-income borrowers, bank loans have stricter qualifications because they in turn are a more viable option for home-seekers who have pricier properties in mind. Private mortgages like those of BPI’s can cover as much as 80 percent of the total price of a property, as long as the loan does not exceed Php5 million.
In contrast, the Pag-IBIG Fund offers a current maximum of Php6 million via its End-User home financing program, or as a sum of numerous loans as the primary borrower or as a co-signer. Additionally, one does not need to be a depositor or member of the private bank to apply for a loan, or for that matter, make monthly contributions.
|Interest Rate||On June 1, 2015, the Pag-IBIG Fund decreased their interest rates to encourage more members to make use of housing loans:
6.5% – 3-year fixing period
7.27% – 5 years
8.035% – 10 years
8.585% – 20 years
9.05% – 25 years
10% – 30 years
*On July 2016, Pag-IBIG announced their lowest rate ever of 5.5 % per annum
|Some banks, like BDO and Metrobank, offer as low as 5.50% of interest for the first year, which is then subject to re-pricing:
6.25–6.50% – 3-year fixing period
6.88% – 5 years
8–8.5 % – 6–10 years
11.5–12.5% – 16–20 years
|Loan Terms||Often set a median of 15 years, but with a maximum of 30 years.||Generally between 20 and 25 years, but again varies with each bank, and sometimes on the purpose of the loan. PNB, for example, offers maximum loan terms of 20 years for loans used for the purchase of a house and lot, townhouse, condo unit, or for the construction of a house; and only 10 years for loans used for buying a vacant lot or for home improvement.|
Interest and loan terms are significant aspects of home loans, and for many it tends to be the decisive factors of considering what type, and how much, of a loan to apply for. Generally, Pag-IBIG housing loans are more favorable with regard to loan terms, as it provides borrowers a lengthier time to pay versus private bank loans.
While Pag-IBIG housing loans also involve less miscellaneous and processing fees, private bank loans may be the better option when it comes to saving money in the long run. Private loans’ interest rates, due to the constant competition between lenders, have the potential to decrease during the loan period. This is on top of the rates already being competitive at the onset of the loan.
Utilizing either a housing loan from Pag-IBIG or from a private bank remains the most efficient way to become a homeowner, but with a financial decision as significant as buying property, a lot of considerations must be made. While understanding the pros and cons of Pag-IBIG and bank loans through research is beneficial, it is still recommended to consult with loan officers and real estate professionals to reach the most informed decision possible.
Sources: PagIBIGfund.gov.ph, BDO.com.ph, BPIHousingLoans.com, PNB.com.ph, RCBCSavings.com, SecurityBank.com
N.B.: This is a guest contribution from Lamudi.com.ph.
Note from blog owner: Since I’ll be having a newborn a couple of months from now, I’m featuring here an article from a guest contributor, Derek Lotts, an Advisory Editor of SmoothDecorator.com, on how to make sure that our place becomes an ideal abode for our newborn infants. I still don’t know where to categorize this (I’m temporarily posting this under Green Living and Home Organization) because this is something new here, but I’m sure I’ll be writing personally about my experiences as a first time mom very, very soon. – EOD
A clean home should be a priority, not an option. There are various pests and dangers lurking in the dark corners of your home, so do your best, invest a little time and money and secure a healthy environment and a bright future for your children.
Even though it sounds silly, heavy metals such as mercury, lead, arsenic and aluminum can be found in everyday households and pose a serious threat to the children. These can be found in drinking water, pesticides, some seafood, vaccines, antiperspirants and lead paints. In order to make sure that your children are safe, use cold water for drinking, cooking and making tea, install water filters, avoid eating fish that is high in mercury, avoid using products such as Teflon cookware or Scotchgard and avoid using treated wood for desks and children’s playrooms.
Mold and Fungal Toxins
Photo Credits: 1
Mold can be extremely harmful for the health of your family. There are many people who are allergic to mold, and some people develop it later in life. Additionally, exposure could lead to suppression of the immune system and cancer. Since mold occurs mostly in damp areas where the temperature changes frequently, you should keep the humidity in your home below 60%, keep the filters of the AC clean and make sure that any newspapers, cardboard and books are kept in dry areas.
Dust mites are small scavengers in our beds that can cause so much trouble, especially when it comes to newborns. There are numerous cases with children developing allergies to dust mites, which results in heavy breathing and trouble sleeping. Additionally, house dust mites can possibly trigger development of childhood eczema. In order to protect your newborn, you have to make sure the bed is completely dust mite-free. To do that, you can replace the old one, find new non-toxic mattresses online, wash the bedding on 60 degrees, air the bed daily and keep the baby room completely dust-free.
It’s not only chemicals and toxins can harm your child. The food has its hidden dangers that can pose a threat as well. Firstly, you want to minimize the consumption of sugars, such as refined sugar, molasses, syrups and brown sugar which can contribute to tooth decay. Also, substitutes such as aspartame and sucralose are found in many processed foods and have no nutritional value whatsoever. Make sure to give only natural sugars found in fruits and veggies to your children. Besides fruits and veggies, your child should eat plenty of grains, dairy products and meat and its substitutes.
Polyvinyl Chloride (PVC)
Photo Credit: 1
Polyvinyl chloride contains phthalates (industrial compounds known as dialkyl or alkyl aryl esters) which are primarily used to increase the lifespan of fragrances and to soften plastics. However, even though it is useful, it poses a great danger for our health. It can damage the endocrine system because these chemicals mimic hormones, and it’s extremely dangerous for children. PVCs can be found in plastic wrap, bottles, food storage containers which can let the phthalates into the food. So, when buying plastic products for the home, ask if they contain PVC or phthalates. Also, never microwave or eat the food that is in a PVC container, find PVC-free drapes and shades, use natural fibers instead and always check the labels on baby products and protect your newborn.
Like being a mother is not tough enough, the house has to make its own troubles. Be on the lookout for these toxins and allergens, and secure a healthy environment and home for your children of all ages.
Eight Days to go before Election.
Black Propaganda and Duterte Haters
Duterte’s enemies are expected to do everything they can to prevent him from winning. They have agendas and interests to protect. A Duterte presidency is a very threaten
ing prospect. This is the reason why they are very desperate in throwing accusations againsts him now that the election is just a week away.
But, I actually don’t expect that many of their supporters are too rabid in criticizing us (Duterte supporters) to the point that all they can post on their walls are mostly about Dutertards instead of highlighting the good qualities of their choosen candidates. I can’t help but feel very disappointed.
We don’t need to resort to name calling just to prove who is right or wrong. We should be optimistic because most people here in social media are very passionate in wanting to elect the right leader. We argue and debate because we wanted a better future for our children, the next generation.
Electing the right leader doesn’t mean everything will automatically change. Nothing will change if we, ourselves, are still stuck with the old ways. No matter how good the leader we will put in there, nothing will happen if we, the citizens, are not doing our fair share of responsibilities.
Duterte is the most competent candidate. Deal with it!
To further clarify the common misconception, as part of Duterte’s millions of supporters, I don’t see him as a hero, a savior, or a messiah. Only delusional people would think that way.
I am supporting him because he is the most QUALIFIED. His portfolio says so. We are hiring a leader, not a pastor. Of course, he needs to wear different hats if he’ll become a president. His machismo and gutter talking persona would be a downside. But, let’s take a look at the bigger picture.
Who among the presidentiables can inspire people to act? Who among them has demonstrated effective and result-oriented leadership? Who among these president-wannabes have no agendas and have showed genuine intention to serve the people? Who among them have enough courage to face bullies such as China? Who among them have demonstated tangible results of an effective leadership?
We are in the process of hiring a competent leader with a backbone and a solid track record. Express your support to the candidates you like through your votes. There’s no point in insulting each other. We all want a better country that we can be proud of.
I am voting for him because I’m so feed up with these TRAPOS who always side with the elite. I’m so feed up with an incompetent government that really doesn’t care for its people. I’m angry with the current president who has no accountability and no friggin’ backbone. I’m so tired of this system that only serves the rich and oppresses the poor.
Duterte, despite all the black propaganda thrown at him, has one thing all the other candidates don’t have. He has Davao city. A tangible and glaring proof that he has the capability to lead this country.
If I am the CEO of a company, I would surely hire him because he has the best portfolio. Why would I choose the incompetent ones? All I need are results. And, Rodrigo can surely deliver. This is definitely not an irrational choice. In fact, this is the most logical because despite his crassness, I choose to focus on what really matters – his capability, his ability.
Thus, those who keep on ranting that his supporters are irrational and dim-witted, I urge you to take a second look.
This election means a lot to us. This country doesn’t deserve another lousy leader who is just good at promises but can’t deliver actual results. We need a system overhaul and I believe Federalism is the answer. And, Duterte is the most competent candidate who can implement this.
Now, look at the other candidates and scrutinize their leadership portfolios. Does any one of them better than Duterte’s? If you still don’t know the answer, then I guess you should research more about his track record in Davao. Good luck to all of us!
I’ve been really, really planning to write about this but I only got the time, drive, and resources right now. Hopefully I can finish blogging about all the memorable and unforgetable experiences I had during those 24 days.
An Opportunity to Travel for the First Time in Batanes
It was around January or February last year when a friend asked me if I would like to go with her to Batanes. I grabbed the opportunity without a lot of thinking.
Batanes is part of my Travel bucketlist. Thus, when an opportunity came, I didn’t have any second thoughts.
There’s so little time to prepare. Our scheduled flight from Manila to Basco was on March 1. We need to be in Manila the day before our scheduled flight. This means that I needed to book an overnight accommodation near NAIA because our flight schedule was around 5 in the morning.
Unfortunately, I had the dates (of our depature to Manila and departure to Basco) jumbled, and ended up needing to book for a 2-night stay. Clumsy, disorganized me. ):
Searching for a Budget Accommodation near NAIA
Agoda is my most favorite hotel search engine when it comes to booking for accommodations that brings value for my money.
After careful filtering and scanning of guest reviews, I booked a 2-night stay at DG Budget Hotel NAIA.
You can never really find a decent accommodation in Manila under one thousand pesos.
DG Budget Hotel costs 1.3K plus per night despite the fact that it is a semi-hostel with no private bathrooms. But, despite these, the good things about this accommodation completely outweigh the bad ones.
DG Budget Hotel is only 5-minute away from NAIA Terminal 4 via taxi. Location-wise, this is one of the nearest accommodations to the airport if you are flying to Basco.
The place is near convenience stores and there is a bank and ATM at the ground floor.
Our room is quite clean and their common bathrooms are odor-free. The corridor leading to the information area is also well-maintained.
The only bad thing is, they don’t provide a trash container in our room. We have to make use of a plastic bag as a replacement.
As a budget inn, it provides enough comfort for travelers on the go. The 2 single beds room that we booked are not that spacious, but it doesn’t matter because we didn’t stay there all day long. We went out most of the day to the mall.
Their standard room with double bed though is quite comfortable. We booked that room on our last 2-day stay in Manila before we returned to Cebu.
They also provide a free hot and cold water station which is really helpful especially for someone like me who need more than 1 serving of coffee when I’m working.
The staff are okay. There’s not much things to do other than man their mini grocery area where you can buy instant coffee and cup noodles.
Because I bring my work anywhere I go, internet connection is a crucial factor I consider when booking an accommodation.
DG Budget Hotel NAIA has above average internet connection speed. It’s also satisfying that they have two WiFi connections. This is one of the major reasons why we stayed again there before we went back to Cebu.
Value for Money
Definitely one of the best choices when it comes to budget, location, and of course, internet. Be sure to book the standard room with the double bed. It’s bloody comfy.
I highly recommend this place for fellow budget travelers.
Next: My First Flight to Basco, Batanes Aboard SkyJet Air.
[Screenshot photos used in this blogpost are all from Agoda.com]
The things you least expected often bring more joys and contentment into your life.
My journey to Agnosticism and Atheism is filled with subtle yet consistent sequences of unexpected revelations.
Growing up in a typical Catholic family within a typical Catholic community in a country wherein religious teachings are considered as absolute facts, it is always a struggle for a person like me to break away from deep childhood indoctrination.
My journey is very life-changing. It makes me appreciate more the value of life. It makes me symphatize more with people. In short, it makes me a better person.
One of the most unexpected revelations in my journey that brings so much joy and warm into my heart is when my life partner confessed that he is now an Agnostic.
A Very Heartwarming Yet Unexpected Revelation
My life partner, for almost eleven years, is a former seminarian. After he graduated in highschool, he decided that he wanted to devote his life as a Catholic priest. But, for some reasons, he didn’t make it.
On the last week of January this year, we were in for the biggest surprise in almost 11 years of our being together. We found out that I am pregnant. (I am on my 18th week of pregnancy while writing this blog post.)
One of the questions our OB asked in our very first visit was what is our religious affiliations. I was pleasantly shocked and surprised when he straightforwardly answered that he is an Agnostic.
I feel like I’ve been wrong all along. I always thought that he is always a theist. Although I’m very vocal with my thoughts about the atrocities brought by religions, my partner seldom argues with me. He always listen to what I say to the point of seemingly agreeing to some of my sentiments.
But, I knew deep down, he should have disagreed (to some of my arguments) because I believed he was just being lenient with me. This is the very reason why I never expected that for all these years, he is now becoming more like me.
An Atheist and a Theist Relationship
I often read articles saying that it’s impossible for an atheist and a theist to be together. But, this is not true at all.
Despite our differing opinions before, we managed to co-exist and love each other. I never felt that he loves me less when I came out as an atheist. I even felt his support when a few of my Facebook friends bashed me personally when I posted statuses that are against their beliefs.
It was actually not an issue in our relationship that we have different worldviews. I also never directly approached him to change his. Thus, when he told our OB that he is an Agnostic, I was pleasantly surprised.
My life partner has been listening to me all these years. He doesn’t only listen but he truly understands why I became an Agnostic Atheist. He feels the depth of my sentiments and truly symphatizes with my arguments. He understands the logic and rationality why I abandoned the myths of the Catholic religion.
I am now in tears while writing this blog post. Someday our child, baby Marley, will read this and he/she will know that his/her parents truly love each other. And, whatever the future brings, this is one of my most unforgettable life experiences that I will treasure until my very last breath.
A few days ago, I was fondly watching my nephew (6) and niece (2) playing in our room. I noticed they’ve been viewing the same cartoon videos over and over again.
Out of the blue, I asked them if they want to see how the universe looks like. To my surprise, they were very interested and they kept on asking me about it while watching the videos.
Then, suddenly, one of those videos shows a scene wherein Earth is eaten by the Sun. I told them that billions of years from now, the Sun will explode and Earth will be destroyed.
Upon hearing my remark, my 6-year-old nephew instantly replied that it won’t happen because papa God will protect earth. I then replied that no one really knows for sure if a deity exists. He then instantly replied that I am bad for saying it.
I didn’t respond anymore. My nephew’s remark is very typical from a child raised in a religious household. I didn’t bother to explain further because I know he will find out sooner or later that I’m not lying.
Then, a day after that, while I was inside the toilet, I was surprised that my nephew suddenly knocked on the door. He then told me that Earth won’t end and his grandfather said so, and that papa God won’t let it happen.
I was not actually surprised by it. My father is a a very religious person. Although we have a close relationship, but we often debate when it comes to religion. But, what makes me happy is my nephew’s attitude and reaction.
As young as he is, he is quite bothered if I’m really saying the truth and asks around for validation about it. Sooner or later, my nephew will know both sides of the story and he will decide for himself which one has a more rational and logical explanation.
Children are the easiest to indoctrinate because they believe without questioning everything their parents would tell them. One of the reasons why myths in religions are still thriving has to do with the fact that they have the best influencers – our parents.
Are you looking for a restaurant to spend your special days or holidays here in Cebu? Cowrie Cove Restaurant in Shangri-La, Mactan is one of Cebu’s fine dining destinations wherein you can enjoy your food while savoring the view of the beach.
A couple of weeks ago, I had a chance to sample their Festive menu along with my fellow members of Cebu Bloggers Society. Here’s the menu that Cowrie Cove specifically prepared for us.
Here are the people I was with while enjoying the foods, small chitchats, the sea breeze, and the pleasant humid atmosphere at the sea view part of Cowrie Cove.
Photo Credit: Sinjin Pineda of Libotero.com
Food Ratings and Review for Each Dish Served
We officially started our dinner with this appetizer.
This is the Sauteed King Prawn with Orange Salad and Roasted Carrot. The sauteed prawn is a 9, orange salad an 8, and the roasted baby carrot a 9.5. I love everything about this appetizer. The flavor is very light and citrusy.
Next is the soup.
For our soup, we had the Pan Seared Scallop in a Truffle Scented Polenta Soup with Parmesan Tips. The pan seared scallop is an 8. Overall rating for this soup is 7.
Next is our main course.
The is Surf and Turf. This main course is composed of Roasted Beef Tenderloin Rossini, Rock Lobster, Strawberries, and Balsamic Vinegar. Definitely a winner. Roasted beef tenderloin is a 9 and Rock Lobster a 10.
And last, but not the least, the dessert.
To cap off our dinner, we had Oven Roasted Apple and Raisin Vanilla Ice cream. The roasted apple is a 7 and the raisin vanilla ice cream a 7.5.
The ambiance inside and outside Cowrie Cove is an 8 and the food service is a 9.5. Overall, I enjoyed our dinner and would love to go back there to try their other menus.
N.B.: I am not paid to write this review. Cebu Bloggers Society is a non-profit organization that mainly aims to promote everything about Cebu. Happy New Year!
Probably one of the best travel-related news I heard these days is the current and upcoming renovations being done in our international airport here in Cebu.
On the 16th of this month, I had the chance to participate in an airport tour headed by Andrew Harrison, Chief Executive Advisor of GMR-Megawide Cebu Airport Corporation. We were briefed about the current and upcoming developments in Mactan Cebu International Airport.
Seeing the progress of the current renovation project made me feel more excited about the future of tourism and travel here in Cebu. One of the best highlights of the tour is the development of a new terminal (terminal 2) wherein Kenneth Cobonpue is the interior designer. Yes. You read it right. Kenneth Cobonpue, our very own Cebuano interior designer who is popular worldwide. See a sneak peek of how the new airport terminal would look like in the photo below.
Apology for low quality photo. This is from Andrew’s Power Point presentation.
Terminal 2 is expected to open in the Summer of 2018.
Top 17 Current and Future Changes in Mactan Cebu International Airport
If you travel often, for sure, you already noticed the current developments done in our airport but if you haven’t been to the airport in a long while, you’ll definitely be surprised how the current contractor (GMR-Megawide) is currently doing their task in enhancing the functionality and accessibility of our airport terminal.
Current Changes You Can Now See in our Airport
This 25-year project between the government and GMR-Megawide Airport Corporation (the contractor that won the bidding) aim to construct and manage new commercial facilities within the airport terminal. All new systems installed in the airport are part of ARINC CUPPS Systems. Current visible changes are the following.
1. All Airlines Now Operate Using One Platform
Unlike before wherein airline companies used each of their own system in processing the needs of their passengers, GMR-Megawide had installed vMUSE (a common check-in system for all airlines) last June of this year to make check-in process more efficient. Andrew emphasized that they don’t charge the airline companies for this major change.
2. New Flight Information Display System (AirVue)
This new flight information display system is designed to enhance the operational flow inside the airport. This helps passengers to keep on moving and help the airport increase their revenue opportunities through display advertising. Read more details about this system here.
3. New Domestic Departure Area
4. New Self Check-In Kiosk
All passengers of Cathay Pacific, Korean Air, PAL, and Cebu Pacific can now check-in themselves using this system (SelfServ – Common Use Self Service Check-in Sytem [CUSS]).
5. New White Taxi Boarding Bay at Arrivals Level
Aside from the toilet problems, one of the most annoying part of the airport before is the location of its taxi terminal. Now, the new white taxi boarding bay provides passengers a more comfortable and accessible place to get a taxi.
6. New Airport Medical Center
The passengers’ medical needs and services are now catered in the new clinic located near the airport’s Engineering Office. The new clinic also comes with a new fully equipped ambulance.
Upcoming Changes You Can Expect to See in our Airport
Aside from the gigantic changes that will be brought due to the development of a new terminal (terminal 2), here are first the things you can expect to change in the old terminal (terminal 1).
7. New Terminal Seating
This change is expected to be visible on September of this year.
8. Renovation Plan for Overall International Departures
9. New Plaza Premium International Lounge Interior
10. Airport Mobile Charging Stations
11. Newly Designed Washrooms/Toilets
At last! The long wait is almost over. Comfort rooms that are designed to provide comfort not discomfort.
12. Boarding Pass Validation with Automated Gate
Harrison said that our airport will be the very first in the country to implement this system. Expect to see this change on the 3rd week of August this year.
13. Baggage Reconciliation System
See the rest of the current and upcoming changes in our airport in the Power Point slide presentation I created below.
Disclaimer: The compiled info in this presentation are based from Andrew Harrison’s original Power Point slides.
Exciting Features of Mactan Cebu International Airport Terminal 2
The thing that excites me the most is the development of our airport’s 2nd terminal. By just looking at the planned infrastructure, you can see that this one will be world-class. Andrew said that they want the new terminal to be at par with the best airports in the world but at the same time maintain a theme and air that is uniquely Cebuano.
Without further ado, this is how the Mactan Cebu International Airport Terminal 2 will look like.
14. Boarding Gate Area
15. Baggage Reclaim Area
16. Check-In Area
17. Departure Lounge Retail Area
Check the details of this upcoming development in the Power Point presentation below.
As I mentioned already earlier in this blog post, Kenneth Cobonpue will do the interior design of Terminal 2. According to Harrison, the recent renovations and upcoming developments are expected to cost 17 to 19 billion pesos in the first 4 years of the project.
If you need more information about this current airport development project, you may visit the Mactan Cebu International Airport official website at www.mactancebuairport.com.
CEBU INTERNATIONAL TRAVEL EXPO (CITE), the biggest and the most anticipated travel show in Visayas region, will once again open its doors at Waterfront Cebu City Hotel & Casino, Lahug on July 23-25, to gather thousands of trade visitors and travel enthusiasts in one place, Globa-link MP Events International Inc., (GLMP) is now its 6th year in organizing the annual event together with the Cebu Association of Tour Operators (CATO) and Cebu Tours and Travel Association (CTTA).
“We were honestly quite overwhelmed with the results that we got for the show last year,“ shared by Patrick Lawrence Tan, CEO of Global-Link MP, regarding CITE 2014. “Cebu has always been our top choice where a travel expo such as CITE could be held. We aim to offer the same exciting deals they do in the big travel show in Manila and make it accessible to the Cebu market. By holding CITE coinciding with Manufacturing Technology Cebu and Print Pack Plas Cebu 2015, greater opportunities for the city’s travel and tourism sector are opened.”
By the end of 2014, the Department of Tourism (DOT) Region 7 Central Visayas surpassed the expected visitor arrivals they initially set, from 3.8 million to 4.8 million, and they are hoping to do this again with 2015 dubbed as the “Visit Philippines Year.” This growth in tourist arrivals is set to create the inflow of investments and maximize business potential for many in the industry. The organizers also emphasized the importance of exploring for continuous development.
“Together with the DOT and our private sectors, initiatives like CITE will help us meet our targets for arrivals and revenue,” Marget Villarica, CITE Exhibit Chairman. “By partnering with GLMP, we are working towards the business approach of tourism through setting an ideal avenue which allows successful businessmen such as in the manufacturing and exports sectors to venture in the tourism industry.”
The newly elected CTTA President, Angelita Dy, shared that for the travel industry to reach its full potential, a lot of work still needs to be done. “We cannot stop despite of our achievements. We must continuously seek for growth, and our members are dedicated to enhance the overall competitiveness and efficiency for the industry stakeholders at CITE 2015,” she added further.
“Over the years, the show results for the regional International Travel Expo (ITE) series have been impressive, including the latest leg that we opened last year, the Manila ITE, which will once again be held as a special feature in the biggest hospitality souring event, the Hotel Suppliers Show 2015, happening on the last week of
September.” Tan noted.
CITE 2015 aims to continuously serve as the avenue for businesses to offer the best deals to consumers. This year features HUMA Island Resorts and Spa, one of Southeast Asia’s last frontiers, in the exotic and exciting tropical paradise of Palawan. Other participating companies include Alveo, Avis Philippines, Las Casas Filipinas, Boracay Regency, Casino Filipino, Cebu Tours and Travel Association, Cebu Association of Tour Operators, Citi, Constellation Travel Inc., Crown Regency Hotels & Resorts, Dakak, Destination Specialist, Grolier International Inc, Hotel Benilde, Philippine Retirement Authority, Rakso Travel, The Lake Hotel Tagaytay, Waterfront Hotels, and many more! Big discounts and big savings plus lot of exciting news await the visitors of the travel expo. Whether it’s for leisure or for business, this is surely one trade event that you wouldn’t want to miss!
The exhibit will be open from 10:30 am to 6:30 pm on July 23 – 24 and from 10:30 am to 5:00 pm on July 25. For information, contact Global-Link MP Events International, Inc. at tel. no. (02) 893-7973 | fax no. (O2) 550- 1148. Free entrance! Pre-register now at http://www.globallinkmp.com/2015-cebu-international-travel-expo/ until July 21.
Calling all Krispy Kreme lovers! In celebration of Krispy Kreme’s 78th birthday, they will be having a one-day promo tomorrow, July 13, wherein all KK lovers can buy 1/2 dozen of its original glaze doughnuts for only Php78.00.
You should show the KK crew that you installed your Krispy Kreme app in your smartphone (Android and iOS).
Those who don’t have Android or iOS on their phones can just take a screenshot of their promo on their Facebook fan page. Each customer is entitled to buy 1 dozen honey glaze doughnuts under the promo.
Cebu Bloggers Celebrates Krispy Kreme’s 78th Birthday
Bloggers in Cebu celebrated in advance Krispy Kreme’s birthday at KK’s IT Park, Lahug branch last Friday. Happy Birthday KK!
Happy 78th Birthday #KrispyKreme. #HBDKrispyKreme #JoyInABox #CBSForever @krispykremeph #foods #foodporn #doughnuts
Happy 78th Birthday #KrispyKreme. #HBDKrispyKreme #JoyInABox #CBSForever @krispykremeph #foods #foodporn #doughnuts http://ift.tt/1JTBtG3
Would love to have a hang out place like this. #throwback #gigantes #oldtree #treehouse http://ift.tt/1JGT6qx
If you’re looking to settle down, or to visit somewhere new and exciting on the continent, why not add Olaya, Galle and Medan to your list of possibilities.
From relaxing cafe cultures and world class cuisine, to watersports and beautiful architecture, these locations have a lot to offer.
Global property portal Lamudi has compiled a list of the six coolest places to live in Asia.
The biggest metropolis in Sumatera has captured true Indonesian character; historical influences still exist, side by side with the best that the modern world can offer – strong infrastructure in a metropolitan city.
It is home to a number of eye-catching buildings with Dutch-colonial architecture, including the Medan City Hall and the Great Mosque of Medan.
Obhur, Saudi Arabia
Located around 30 kilometers north of Jeddah, Obhur is an up-and-coming attraction in Saudi Arabia. The area is increasingly popular for locals and foreigners, and domestic and international businesses, as a result of the desirable facilities, infrastructure and activities available. The proximity to the Red Sea, and the abundance of luxury hotels and resorts surrounding the Obhur Creek, make the region a haven for national tourism.
With amazing architecture dating back to the Mughal era, and gates of the walled city still standing, there is no shortage of sights in Lahore. The city is home to a number of cultural events, including the Festival of Lamps, and the Basant mela, to welcome spring. Lahore provides a mixture traditional and modern culture, where contemporary street food is served alongside traditional Pakistani dishes, and bazaars are found close by newly built malls.
Galle, Sri Lanka
Galle, a UNESCO World Heritage site, has strong influence from both European and South Asian culture. The beautiful Dutch-colonial architecture is seen at its finest in the historic Galle Fort. However, this city is not simply a beautiful place to live; Galle is also a haven of shops, cafes, restaurants, and hotels, as well as offices for local and international companies.
If you want to live in luxury and style, then Abdoun is the perfect place. Considered to be one of the most affluent areas of Amman, this district has an abundance of residential properties available for local and foreign residents. Abdoun is also home to some of Amman’s trendiest nightclubs, and Amman’s first mall, which makes the area an increasingly popular spot for the younger residents.
If you are looking a relaxed way of life in a city that brings together urban and provincial life, then the island province of Cebu is the perfect location for you. The city is not only a center for trade, commerce and education, but also home to some of the most beautiful beaches in the Philippines. Spend your weekends island-hopping or scuba diving, experiencing local cuisine or relaxing in Cebu’s lively bars.
These six destinations emerged as the top places to live and work based from interviews, popular searches and Lamudi’s more than 900,000+ listings from 32 countries in Asia, the Middle East, Africa and Latin America. Check out exciting properties in these locations and see the difference.
This collage is a tribute to my travel buddy when I went to Gigantes. It’s a pleasure traveling with you, Gen for the very first time since our VN days. Hope we can travel alone in the future, us, girls only. It was also great knowing your boyfie. Keep the flame burnin’. 😃 Until next time. 😉 #travelbuddy #gigantes #island #beach
This collage is a tribute to my travel buddy when I went to Gigantes. It’s a pleasure traveling with you, Gen for the very first time since our VN days. Hope we can travel alone in the future, us, girls only. It was also great knowing your boyfie. Keep the flame burnin’. 😃 Until next time. 😉 #travelbuddy #gigantes #island #beach http://ift.tt/1JETmaV
A once in a lifetime experience. Chilling beside Mount Pinatubo’s crater. #mountpinatubo #volcano #crater #river #sky #mountain #nature
A once in a lifetime experience. Chilling beside Mount Pinatubo’s crater. #mountpinatubo #volcano #crater #river #sky #mountain #nature http://ift.tt/1A1PJDm
Human remains inside the Pawikan Cave in Gigantes Sur. #cave #spelunkering #bones #pawikancave #gigantesisland
Human remains inside the Pawikan Cave in Gigantes Sur. #cave #spelunkering #bones #pawikancave #gigantesisland http://ift.tt/1JczqvL
I’ve never eaten so much scallops in my life. In Gigantes, scallops are of bloody abundance. Each of our meal (except breakfast) always comes with it and is cooked in various ways. Would never forget the small mountains of scallop shells scattered all over the island. Accommodation is too basic even for a budget traveller like me but they make it up by serving us very generous servings of seafoods every meal. #gigantesisland #seafood #scallops #seashells #giganteshideaway #foodporn
I’ve never eaten so much scallops in my life. In Gigantes, scallops are of bloody abundance. Each of our meal (except breakfast) always comes with it and is cooked in various ways. Would never forget the small mountains of scallop shells scattered all over the island. Accommodation is too basic even for a budget traveller like me but they make it up by serving us very generous servings of seafoods every meal. #gigantesisland #seafood #scallops #seashells #giganteshideaway #foodporn http://ift.tt/1CWqjIp
Loving the very clear and cold water in this island’s sand bar. #beach #sandbar #bantigueisland #gigantes #sky #sea
Loving the very clear and cold water in this island’s sand bar. #beach #sandbar #bantigueisland #gigantes #sky #sea http://ift.tt/1OGRqP6
Baguio City, the summer capital of the Philippines. #baguio #baguiocity #mountaincity #mountain #sky
Baguio City, the summer capital of the Philippines. #baguio #baguiocity #mountaincity #mountain #sky http://ift.tt/19vABrr